If you have not reached Normal Retirement Age and are unable to undertake any gainful employment due to physical or mental incapacity and are likely to remain permanently unable to do so you may be eligible to apply for Incapacity retirement.
You should apply to your Employer for Incapacity retirement. This form of early retirement is subject to medical assessment.
The value of your Incapacity pension is based on your Pensionable Service:
If you have more than 20 years Pensionable Service your Incapacity pension will be based on your Pensionable Service at date of retirement and no reduction will be applied for early payment.
If you have less than 20 years Pensionable Service the incapacity pension will be enhanced. Further information on how benefits are calculated in these circumstances can be obtained by contacting the Pensions Office.